Technology & Service

Multi-Currency Cards

Virtual & Physical Multi-Currency Cards for Trading & Fintech Ecosystems

FDCTech enables brokers, fintechs, prop firms, and global platforms to issue branded debit cards for seamless deposits, payouts, and multi-currency spending — fully integrated through the Xoala payments infrastructure.

A Modern Card Solution for Global Financial Platforms

Clients expect fast, flexible ways to access and use their funds.


FDCTech’s multi-currency cards enable trading firms, fintech apps, and global operators to issue branded virtual and physical cards that support multiple currencies and international transactions.

Powered by Xoala, our card ecosystem connects directly to your onboarding, funding, payouts, and treasury workflows.

Card Solutions

Multi-Currency Spending

Spend and withdraw using local or base currency with transparent FX conversion.

  • Supported across major currencies
  • Regional optimization
  • ATM & POS support
  • Lower FX conversion costs

API Card Management

Virtual Cards

Instant-issued cards for fast funding and online spending.

  • Immediately available after KYC
  • Multi-currency support
  • Perfect for online transactions
  • API issuance and management

Physical Cards

Brandable debit cards for global clients.

  • White-label design
  • Chip, contactless, and mobile wallet compatible
  • Multi-currency balances
  • Global ATM access

Key Features

Fully White-Label

Your branding on physical/virtual cards and user dashboards.

Multi-Currency Support

Hold balances and spend in multiple global currencies.

Instant Issuance

Fast digital issuance for online spending.

Seamless Integration

Aligned with Xoala payments, Global Accounts, and brokerage flows.

Fraud & AML Protection

Security monitoring, SCA, and compliance reporting.

Mobile Wallet Ready

Apple Pay, Google Pay, and NFC support.

Examples of Use Cases

Supported Currencies

Capital Markets

Virtual and physical debit cards for trading platforms, fintechs, and brokerage businesses.

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Liquidity & Connectivity

Virtual and physical debit cards for trading platforms, fintechs, and brokerage businesses.

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Multi-Currency Cards

Virtual and physical debit cards for trading platforms, fintechs, and brokerage businesses.

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Risk Management

Virtual and physical debit cards for trading platforms, fintechs, and brokerage businesses.

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Institutional Solutions

Virtual and physical debit cards for trading platforms, fintechs, and brokerage businesses.

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Ready to explore how FDCTech can support your market?